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Keeping you on course for your future.

Why you should get it?

Wellness Reward

Up to 30% of the total Insurance Charges based on basic plan and Accelerated Critical Illness benefits.


Unlimited fund-switching to respond to market trends without any charges.

Flexible Premium Payment Term

Flexibility of choosing the premium payment term over 6, 10 or 20 years to suit you own unique circumstances.

Income Tax Relief

You may qualify for income tax relief subject to the requirements of the Inland Revenue Board.

Insurance Charge Discount

Added advantage for Face Amount of RM250,000 and above to enjoy a discount on the Insurance Charge levied on the basic plan's Death and Total & Permanent Disability benefits.

  1. Choice of insurance coverage terms of up to age 70, 80, or 99 (next birthday). For coverage terms up to age 70 or 80, the policy owner is given an option to renew the policy up to age 99 (next birthday), without evidence of insurability. A notice will be sent to the policy owner 90 days before the expiry date of the policy.
  2. TPD and accidental death coverage is up to age 70 (next birthday).
  3. Returns are not guaranteed and are subject to the performance of the funds. Past performance of the funds is not an indication of future performances.
  4. Terms and conditions apply. 
  5. Subject to applicable fees and charges. 

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