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Enjoy dual benefits of wealth and protection.

Why should you get this plan?

Potential Returns

Higher potential investment return through professionally managed Investment-linked funds.

Premium Payment Term Options

We have premium payment term options of 8, 12 and 20 years for coverages of up to age 70, 80 and 99.

Insurance Coverage

Pays the higher of the Face Amount or Account Value in the event of Death or Total & Permanent Disability (TPD).


Unlimited fund switching to respond to market trends without any charges.

Insurance Charge Discount

For Face Amount of RM1 million and above, you will enjoy a discount on the Insurance Charge levied on the basic plan’s Death and TPD benefits.

Complementary Accidental Death Benefit

Receive additional benefits of up to 400% of the Face Amount in the event of accidental death. 

  1. Choice of insurance coverage terms of up to age 70, 80, or 99 (next birthday). For coverage terms up to age 70 or 80, the policy owner is given an option to renew the policy up to age 99 (next birthday), without evidence of insurability. A notice will be sent to the policy owner 90 days before the expiry date of the policy.
  2. TPD and accidental death coverage is up to age 70 (next birthday).
  3. Returns are not guaranteed and are subject to the performance of the funds. Past performance of the funds is not an indication of future performances.
  4. Terms and conditions apply. 
  5. Subject to applicable fees and charges. 

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