Does your medical card pass the future proof test? 
[Quiz]

Listed below are 6 important questions that will quiz you on the state of your medical insurance. Run through them to see if your coverage is good enough to carry you through tomorrow, come what may

1. First things first, does my medical card cover the COVID-19 (Coronavirus) infection?

Good news, the answer is YES! Individual who is seeking treatment related to COVID-19 within Malaysia will be covered by the Manulife’s medical plans.

In addition, Manulife has just pledged a RM1 million Special Financial Assistance Programme to assist their customers who is diagnosed with coronavirus disease (COVID-19). For example, a daily benefit of RM200 will be payable for each day of hospitalisation upon diagnosis of COVID-19 and quarantine at any of the Ministry of Health Malaysia designated hospitals. This applies to any individual who owns at least one policy with Manulife. Read more about our COVID-19 RM1 Million Special Assistance Programme
 

2. Everybody is kung-FLU fighting—so how much medical insurance coverage is enough?

Weird viruses aside, did you know medical inflation has been climbing steadily to the tune of around 12% per annum? Well, here’s some reassuring numbers for a change: Our ManuHealth Elite is a Medical Plan  that covers the your hospitalisation & surgical bills up to age 99 (next birthday). You’ll be reimbursed on your medical expenses such as pre and post-hospitalisation charges, intensive care services, surgical expenses, out-patient benefits charges, etc. Out-patient benefits include treatment for kidney dialysis, cancer, stroke and dengue fever, among others.

You need not worry about the rising cost of hospital room and board in the years to come, as the MHE Signature Plan under our ManuHealth Elite lets you choose the Room & Board of up to 2 basic categories of Single-Bedded Room rates. Furthermore, the annual limit offered is as high as RM2.2 mil with no lifetime limit, so you can get the medical care you need until your golden years.

3. Can the medical card cover my family too?

We believe it should! Our ManuHealth Elite has a family coverage option that grants you the convenience of covering your spouse and up to 5 children in just one policy! Don’t have five kids yet? Don’t worry, if you choose for this family coverage option, we will extend the coverage to your newborn child that join your family after the policy has been purchased, until they have reached age 21 (next birthday).

4. What if I am hospitalised for a really long time? 

No worries, with ManuHealth Elite, you do not have a limit on Room & Board and ICU stay. We would rather you stay focused on getting well without fretting about how long that will take and mounting bills.

5. How many hospitals are covered?

Manulife has over 100 panel hospitals throughout the country which allow medical plan policyholder to enjoy hassle free hospital admission. In addition, you will also have Emergency Assistance services at your disposal, in case of any medical emergencies. 

6. What if I need a second medical opinion?

A key element of the recovery process is being able to trust and work with your physician towards a hopeful outcome. Seeking a second opinion is your prerogative, especially if you’re not entirely sure about your current medical diagnosis. The MHE Signature Plan under our ManuHealth Elite will offer you with a second medical opinion benefit for diagnosis or any procedure that will help you better evaluate your options—no questions asked.