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Elevate your protection with the perfect combination of coverage that goes above and beyond

What is Beyond Critical Cover (BCC) Series + BCC Booster?

Beyond Critical Cover (BCC) Series – a revolutionary critical illness plan that goes above and beyond to protect you from unexpected medical situations that can disrupt your lifestyle. Whether it's a road accident that requires an extended hospital stay or dengue that requires intensive care, BCC Series is there to support you through these challenges.

With the inclusion of BCC Booster, you can further strengthen your safety net. You no longer need to worry about the financial burden of escalating living costs, as BCC Booster fills the inflation gap and helps to future proof your critical illness protection needs.

BCC Series + BCC Booster elevate your protection with the perfect combination of coverage that goes above and beyond.

Why should you get this plan?

Stay protected against Critical Illnesses. You will receive a lump sum payment of the benefit’s Face Amount up to a maximum of RM500,000* if you are diagnosed with any one of the Covered Critical Illnesses.

 

*For Beyond Critical Cover + Baby, the maximum Face Amount is RM250,000 per life.

For events that require hospitalisation, due to illnesses or accidental causes, a lump sum amount will be payable as a financial support so you can focus on your recovery. 

BCC Booster provides a 5% increase in prevailing Face Amount every year up to a maximum of 100% of prevailing BCC Face Amount and advance payouts for Intensive Care Unit (ICU) admissions.

Stay healthy and enjoy wellness rewards of up to 30% of the total Insurance Charges*.

 

*Wellness Reward is not applicable for Beyond Critical Cover + and Beyond Critical Cover + Baby. 

Secure early protection for your preborn baby from 13 to 35 weeks into pregnancy.

       Download                           Product Brochure  

  • BCC Series
Admission Events Benefits Payable
Hospitalisation for a continuous period of 21 days or more, where the hospitalisation must be accompanied by a surgical procedure

 

Lump sum payment of 100% of the BCC Series Face Amount up to RM500,000 per life

Admission to ICU for a continuous period of 10 days or more (excluding admission due to Dengue)
Admission to ICU for a continuous period of 10 days or more due to Dengue 50% of the BCC Series Face Amount subject to a maximum of RM125,000 per life
  • BCC Booster
Admission Events Benefits payable below are extra payouts in addition to those of the BCC Series
Hospitalisation for a continuous period of 21 days or more, where the hospitalisation must be accompanied by a surgical procedure

 

Lump sum payment of 100% of the BCC Booster rider Face Amount up to RM250,000 per life

Admission to ICU for a continuous period of 7 days or more (excluding admission due to Dengue)
Admission to ICU for a continuous period of 7 days or more due to Dengue 50% of the BCC Booster rider Face Amount subject to a maximum of RM125,000 per life
  1. BCC Series and BCC Booster are unit-deducting riders with a coverage term of up to age 80 (next birthday). It can be attached to selected investment-linked insurance plans.
  2. Terms and conditions apply. For more details, kindly refer to the product brochure.

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