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5 Good Reasons to Consider Having a Medical Card

Created: 21 January 2021

With so many uncertainties looming, the need for certain assurances is on the rise. Considering health insurance plan provides much needed peace of mind, knowing that should any unforeseen health incidences occur, one has finances covered and can focus on recovering. Here we’ve put together several good reasons of why having a medical card is important. 


Happy Chinese Family

A medical card that comes together with purchasing a medical insurance plan provides the convenience of seamlessly checking into healthcare facilities when seeking for medical and hospitalisation treatments.

Unfortunate incidences don’t come planned, and costs can quickly rise up due to various tests involved, leading to financial stress. Having a medical card will provide one less thing to worry about, ensuring that one is able to focus on recovery.

Here’s a rundown of five reasons why it’s important to seek on investing in a medical insurance plan:

  1. With the uncertainties in life coupled with rise in lifestyle diseases, one will never know when a life-threatening illness or incident is just around the corner and be life changing. Therefore, it’s best to be prepared with adequate coverage for when the uncertain happens.

  2. As with financial planning that is best to begin as early as possible, it is never too early to start getting your own medical plan and keeping yourself secured especially when emergency medical situations arise. Plus, certain illnesses tend to be more apparent with the rise in age, and this may cause restrictions on purchasing a medical plan due to poorer health.

  3. Inflation on medical expenses is happening and will continue to cause rise in expenses. When hospitalisation and surgery is involved during treatment, costs will quickly rise up. By being covered with a medical insurance, you will get to alleviate the burden of medical inflation while opting for quality treatment without worrying about how much it will cost you.

  4.  The last thing you want is to watch your hard-earned savings deplete when seeking for treatment and care to recover from medical situations. Adequate medical coverage or health insurance will help to protect your savings while ensuring that you are still able to get the treatment you’re seeking for.

  5. There are medical policies that provide family coverage rather than needing to buy separate policies to ensure your dependents are medically covered as well. This will ensure that they get the best medical treatment should anything happen to them, and provide peace of mind to you that your loved ones are taken care off too.

These factors definitely emphasise the importance of owning a medical card, so do your research and start scouting for a comprehensive and suitable medical insurance plan today. Read up on the various benefits available such as day-care, pre- and post-hospitalisations and others to ensure adequate coverage.

This plan may suit your needs

Manulife Health Saver Benefit
Medical and Hospitalisation

A medical plan which rewards you with 30% discount on insurance charges from the very start!