My name is Careemah Choong. When I was a teenager, I thought having a well-known family and money meant we were safe. But everything changed when my father passed away suddenly before my SPM exams. The grief was heavy, but the financial shock was even harder. We didn’t have the right insurance, and the cost of his illness wiped out our savings. Our future plans—including my university education—disappeared overnight. That’s when I learned that true protection doesn’t come from wealth, but from having a proper plan.

Today, I’m a financial advisor with Manulife, and I’ve made it my mission to help families avoid what mine went through. I focus on three key protections: Medical Insurance to prevent hospital bills from draining your savings, Critical Illness Cover to support your recovery without financial stress, and Life Insurance to make sure your family’s future stays secure. You’ve worked hard to build a life for your loved ones—let’s make sure it’s protected. Reach out for a private review, and together we’ll build a plan that gives you peace of mind and lasting confidence.