The Value of Your Medical Coverage
From tangible financial security to intangible peace of mind, your healthcare journey requires a reliable compass, and that's where Manulife comes in.
Let’s discover the knowledge of medical coverage to make it a powerful shield against unforeseen health challenges.
Life Insurance with Investment-Linked Insurance Plan (ILP)
Understanding Life Insurance: A Brief Overview
Life insurance plans protect you and your family from experiencing financial burden when the unexpected happens such as disability or death. It is an effective tool to deal with financial impact of various uncertainties in life, and it can also serve as a vehicle for accelerating your ability to reach your goals.
Life insurance is not one-size-fits-all. With Manulife as your guide, explore the diverse policy options available.
Factors Influencing Your Choice in Life Insurance
1. Coverage Needs
Consider family size, outstanding debts, and future financial obligations to determine an adequate coverage amount that aligns with your protection goals.
Evaluate your financial capacity to determine the premiums you can comfortably afford.
3. Policy Duration
Term life and whole life insurance have different policy durations. Understanding your long/short term financial goals and the period you wish to be covered.
4. Financial Goals & Objectives
Life insurance can be more than just protection; it can also serve financial objectives such as wealth accumulation or retirement planning.
5. Health & Lifestyle
Your health and lifestyle choices can impact premiums and eligibility for certain types of coverage. Factors such as age, pre-existing medical conditions, and habits like smoking can influence the cost of your premium.
Before you build your own powerful shield against unforeseen life uncertainties, you may also want to read more about risks without a life protection at
5 Risks Without Life Insurance.
Introducing Investment-Linked Plans (ILP): Navigating Growth and Security
Now, let's explore the dynamic realm of Investment-Linked Plans (ILP). Unlike traditional life insurance, ILPs combine life coverage with investment opportunities. This innovative approach allows policyholders to potentially grow their wealth while enjoying life protection.
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