30-Day Waiting Period Waived for All Medical Plans If Hospitalisation Due to COVID-19

Any claims under this benefit will be paid from the Manulife RM500,000 COVID-19 Relief Fund. Therefore, the benefit will cease at the end of the eligibility period or when the fund has fully utilised. 

Note: Any claims made under this benefit will also reduce the annual/ lifetime limit (if applicable) of the medical plan.

No, the Waiting Period of any non-medical plans (such as a critical illness plan) will still apply. 

For avoidance of doubt, medical plans under this benefit will exclude:

• hospitalisation benefit riders that provide daily income based on number of days of hospital admission due to loss of income; and
• critical illness rider/plan , including Beyond Critical Cover series that provide a lump sum payout based on Admission Events.

Yes, you will still be eligible for the SFAP2.0 if you meet the criteria of the programme.

You may proceed to file a claim based on the normal procedure for reimbursement of hospitalisation expenses.