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Beyond Critical Cover/Beyond Critical Cover +

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What is Beyond Critical Cover/Beyond Critical Cover +

Sometimes buying a Critical Illness plan may not give you the protection you are looking for.  How do you ensure you stay protected against other Critical Events that comes by?

Manulife's Beyond Critical Cover/Beyond Critical Cover + gives you coverage against Critical Events that goes over and above in just one plan.

Why should you get this plan?

Admission Events

For events that requires hospitalisation, due to illnesses or accidental causes, a lump sum amount will be payable as a financial support so you can focus on your recovery. 

 

 

Admission Events 

Benefits Payable

Hospitalisation for a continuous period of 21 days or more, where the hospitalisation must be accompanied by a surgical procedure

Lump sum payment of 100% of the Rider's Face Amount up to RM250,000 per life. 
Admission to Intensive Care Unit (ICU) for a continuous period of 10 days or more (excluding admission due to Dengue) 
Admission to Intensive Care Unit (ICU) for a continuous period of 10 days or more due to Dengue 50% of Rider's Face Amount subject to a maximum of RM125,000 per life. 

39 Covered Critical Illnesses

Stay protected against Critical Illnesses. You will receive a lump sum payment of the benefit’s Face Amount up to a maximum of RM250,000 if you are diagnosed with any one of the Covered Critical Illnesses. 

Wellness Reward Benefit

Stay healthy and enjoy wellness rewards of up to 30% of the total Insurance Charges*.
*Wellness Reward is not applicable for Beyond Critical Cover +. 

  1. Beyond Critical Cover/Beyond Critical Cover + is a unit-deducting rider attachable to selected Manulife’s basic investment-linked Insurance plans. 
  2. For Beyond Critical Cover, the amount claimed will reduce the basic plan’s Face Amount. 
  3. For Beyond Critical Cover +, the amount claimed will NOT reduce the basic plan’s Face Amount. The benefit is only payable provided the Insured survives at least 30 days from the date of diagnosis or first day of admission to hospital/ICU.  
  4. Terms and conditions apply. For more details, kindly refer to the product brochure.

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