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Manulife Medical Coverage Campaign


We have some good news for you!

In truly making every day better for our customers, we are pleased to announce the following enhancements to our medical plans with no change to your current premium and/or insurance charges.

➢ Pandemic Coverage for all our medical plans.

We have removed the medical exclusion clause “any communicable diseases requiring quarantine by law” from all our medical plans. This means that you will be covered against COVID-19 and future pandemics.

➢ Enhancements of Discount Benefit for Manulife Health Saver Benefit (MHSB) and Manulife Health Saver Benefit – Baby (MHSB-Baby).

You can now continue to enjoy the No Claim Discount, even if the medical claim is approved due to any of the following events:

  • Hospital, surgical, and out-patient benefits that are related to diagnosis of Cancer, Stroke, Heart Attack, Kidney Failure and Coronary Artery Surgery; or
  • Admission to Intensive Care Unit (ICU) for a continuous period of 7 days or more.


The Manulife Medical Coverage Campaign is offered to our existing medical plan policyholders whose medical policy applications were issued before 17 June 2022. Eligible policyholders will receive a notification from Manulife via SMS, email, or a letter will be sent to the correspondence address available in our records.

To enjoy the product enhancements, eligible policyholders are required to opt-in during the campaign period. Once the request to opt-in is approved, eligible policyholders will receive a policy endorsement and the enhanced benefits will form part of their policy contract and they are not allowed to opt-out to remove the enhanced benefits in future.


(Note: Policyholders whose medical plans were issued from 17 June 2022 onwards will automatically enjoy the product enhancement.)


Terms and conditions apply. For more details, kindly refer to the Step-by-Step Opt-In guide and FAQs.