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| While you may have taken every precaution to live a healthy lifestyle, illness, disease or accident can strike you or your loved ones without warning and may require hospital care or surgery. In these times of uncertainty, you can no longer assume that your personal financial resources are enough to pay for the medical expenses. |
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| Our plans can protect you and your family against major medical expenses. |
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| Signature Major Medicare Plus
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| Signature Major Medicare Plus is a comprehensive medical package, which provides 24 hour protection against major medical expenses. This plan also provides you with the Pre-Certification Hospitalisation Programme and WORLDWIDE Emergency Assistance Services, both provided by International SOS (Malaysia) Sdn Bhd. |
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Comprehensive Medical and Surgical Fees reimbursement with lifetime limit of up to RM200,000 per individual |
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Coverage for 3 critical illnesses (Major Organ Transplant, Renal Failure and Life Threatening Cancer) and TPD |
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Income tax relief of up to RM3,000 |
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Option to include your spouse and unlimited number of children |
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Pre-Certification Hospitalisation Programme |
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Minimal hassle hospitalisation in all major government and private hospitals within Malaysia |
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The Covered Members may not be required to pay up-front admission deposits and upon discharge, all eligible hospital claims, less the co-insurance amount will be settled by Manulife |
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This programme is subject to the Terms and Conditions stipulated in the agreement between Manulife and International SOS |
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| We provide sound advice, sound decisions. Please contact us for further information. |
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| Signature Major Medigold Plus
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| Signature Major MediGold Plus is a comprehensive medical insurance that is designed to cover hospitalisation and surgical costs. This plan can cover an individual life as well as the spouse and children (family). |
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| Key Features |
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Comprehensive Medical and Surgical Fees reimbursement with lifetime limit of up to RM200,000 per individual |
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Coverage for 3 critical illnesses (Major Organ Transplant, Renal Failure and Life Threatening Cancer) and TPD |
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Income tax relief of up to RM3,000 |
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Government Hospital Cash Benefit |
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Free Annual Comprehensive Health Screening from 2nd policy year onwards. This service is subject to review by Manulife from time to time |
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Pre-Certification Hospitalisation Programme |
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Minimal hassle hospitalisation in all major government and private hospitals within Malaysia |
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The Covered Members may not be required to pay up-front admission deposits and upon discharge, all eligible hospital claims, less the co-insurance amount will be settled by Manulife |
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This programme is subject to the Terms and Conditions stipulated in the agreement between Manulife and International SOS |
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| We provide sound advice, sound decisions. Please contact us for further information. |
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| Manugold |
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| ManuGold is specially designed to provide the peace of mind to future retirees, knowing that their medical cost will be taken care of for whole of life, while premium payment stops at retirement age. This is a unique 3-in-1 plan which provides coverage against medical expenses, death and total & permanent disability, all under one policy. |
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Whole life protection |
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Level premiums payable till Insured's age next of 54 only |
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Reimbursement of medical expenses from age 55 onwards |
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Coverage against Death and Total & Permanent Disability |
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A selection of optional riders to complement your coverage |
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| We provide sound advice, sound decisions. Please contact us for further information. |
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| To complete your coverage, you may attach the following optional riders to your plan: |
| • Critical Illness Riders |
| • Income Riders |
| • Hospitalisation Benefit Riders |
| • Accidental Riders |
| • Term Riders |
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| Click here for more info on the above riders. |
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