Savings & Investment
Nobody will object to the idea of accumulating more cash. However, in these times of uncertainty, you also need protection against unexpected events. Life insurance provides both by combining protection and savings with potentially high investment returns.
Traditional insurance plans provide certain guaranteed protection and saving elements, while investment-linked insurance plans can offer you potentially high investment returns with flexibility to adjust your investment and insurance cover at different stages of your life. Manulife provides both solutions:
Traditional Plans:
Investment-Linked Insurance Plans:
Packaged Plan:
Traditional Plans
ManuIncome Plan
ManuIncome Plan is specially designed to provide protection with potentially high returns through cash dividends and a steady source of guaranteed future income. Benefits from this plan could be enjoyed by 3 generations of a family.
Key Features:
- Whole Life protection
- Level premiums payable throughout the lifetime of the insured
- Annual dividends and guaranteed cash payments
- Coverage against Death and against Total & Permanent Disability
- A selection of optional riders to complement your coverage
Please contact us for further information.
ManuWealth Builder Plan
ManuWealth Builder Plan is specially designed to provide the policyowner the peace of mind knowing that premiums are guaranteed and payable for 20 years only while protection and savings continue to grow over time. This plan offers potentially high returns through cash dividends and a steady source of guaranteed future income.
Key Features:
- Whole Life protection
- Level premiums payable for 20 years only
- Annual dividends and guaranteed cash payments
- Coverage against Death and against Total & Permanent Disability
- A selection of optional riders to complement your coverage
Please contact us for further information.
InterGen Plus
This is a limited-pay regular premium participating whole of life plan specially designed for:
- Individuals who wish to receive a stream of income throughout their life; or
- Parents who wish to provide their child with a financial plan that would be able to meet the needs of significant events through the life cycle of the child; or
- Grandparents/parents who wish to leave a legacy for their next generation.
Key Features:
- Guaranteed Cash Payment from the end of the premium payment term
- Cash Dividends payable from end of 1st policy year
- Coverage against Death and Total and Permanent Disability Benefit
- Premium payment term of 5 years, 8 years or 12 years
- Matures at age 80 years old
- Terminal Dividends are payable upon Surrender, Claim and Maturity
Click here to view brochure. 
Investment-Linked Insurance Plans
MaxShield Plus with IPB
MaxShield Plus with IPB is a regular premium investment-linked insurance plan that provides potentially high investment returns and at the same time provides comprehensive insurance protection. The coverage will be auto-increased by 5% of the original Face Amount at inception every year at Policy Anniversary up to a maximum of 200% of the original Face Amount at 21st policy year.
Key Features:
- Investment returns directly linked to performance of investment linked funds, which are managed by professional fund managers
- Flexible combination of 7 investment linked funds
- Flexibility to adjust premium and face amount according to affordability and needs
- Coverage against Death and against Total & Permanent Disability. On claim, total of Face Amount and account value is payable
- Minimum investment of RM100 per month, with option to increase your investment via top-up
- Loyalty Reward* of 2% allocation will be payable on the fourth (4th), sixth (6th), eighth (8th), tenth (10th) and twelfth (12th) annual paid premium
- A selection of optional riders to complement your coverage
* subject to terms & conditions
Please contact us for further information.
MaxShield Plus
MaxShield Plus is a regular premium investment-linked insurance plan that provides potentially high investment returns and at the same time provides comprehensive insurance protection.
Key Features:
- Investment returns directly linked to performance of investment linked funds, which are managed by professional fund managers
- Flexible combination of 7 investment linked funds
- Flexibility to adjust premium and face amount according to affordability and needs
- Coverage against Death and against Total & Permanent Disability. On claim, total of Face Amount and account value is payable
- Minimum investment of RM100 per month, with option to increase your investment via top-up
- Loyalty Reward* of 2% allocation will be payable on the fourth (4th), sixth (6th), eighth (8th), tenth (10th) and twelfth (12th) annual paid premium
- A selection of optional riders to complement your coverage
* subject to terms & conditions
Please contact us for further information.
MaxShield
MaxShield is a regular premium investment-linked insurance plan that provides potentially high investment returns with long-term insurance protection. This plan is specially designed to maximise your investment returns.
Key Features:
- Investment returns directly linked to performance of investment linked funds, which are managed by professional fund managers
- Flexible combination of 7 investment linkedfunds
- Flexibility to adjust premium and face amount according to affordability and needs
- Coverage against Death and against Total & Permanent Disability. On claim, the higher of Face Amount or account value is payable
- Minimum investment of RM100 per month, with option to increase your investment via top-up
- Loyalty Reward of 2% allocation will be payable on the fourth (4th), sixth (6th), eighth (8th), tenth (10th) and twelfth (12th) annual paid premium
- A selection of optional riders to complement your coverage
Please contact us for further information.
Packaged Plans
Manulife Saver
Manulife Saver is a packaged plan consisting of Manulife Saver Invest, a regular premium investment-linked insurance plan and Manulife Saver Safe, a 20-year participating endowment plan with 8 years premium payment term. It is an ideal plan for you if you are looking to save for wealth accumulation, retirement or children’s education.
Key Features
- Guaranteed Income through guaranteed cash payments
- Professionally Managed Funds for potentially higher returns*
- Flexible Savings Plan*
- Short premium payment term for Manulife Saver Safe
- Coverage against Death and Total and Permanent Disability
* Terms and Conditions apply
Click here to view brochure.
Please contact us for further information.
| To complete your coverage, you may attach the following optional riders to your plan: |
| • Critical Illness Riders |
| • Income Riders |
| • Hospitalisation Benefit Riders |
| • Accidental Riders |
| |
| Click here for more info on the above riders. | | |