Retirement Planning 

 
To retire for enjoyment or retire from enjoyment?
Saving today means giving the best to the old person you will be someday. Start to save for your retirement years way in advance in order to retire with financial independence. Be prepared for the longest vacation of your life.  

Retirement Plans:

• RetirePlan Plus
• ManuIncome 
• ManuWealth Builder Plan
• MaxShield Retirement

RetirePlan Plus
 
This is a limited-pay regular premium participating whole of life plan specially designed for individuals who wish to receive a stream of income throughout their life e.g. as retirement income, without having to pay lifelong premiums.
 
Key Features:

• Guaranteed Cash Payment from the end of the premium payment term
• Cash Dividends payable from the 1st policy year
• Coverage against Death and Total and Permanent Disability Benefit
• Premium payment term of 5 years, 8 years and 12 years
• Matures at age 80 years old
• Terminal Dividends are payable upon Surrender, Claim and Maturity 
    

ManuIncome Plan
 
ManuIncome Plan is specially designed to provide protection with potentially high returns through cash dividends and a steady source of guaranteed future income. Benefits from this plan could be enjoyed by 3 generations of a family.
 
Key Features:

• Whole life protection
• Level premiums payable throughout the lifetime of the insured
• Annual dividends and guaranteed cash payments
• Coverage against Death and against Total & Permanent Disability 
• A selection of optional riders to complement your coverage 

Please contact us for further information.

ManuWealth Builder Plan
 
ManuWealth Builder Plan is specially designed to provide the policyowner the peace of mind knowing that premiums are guaranteed and payable for 20 years only while protection and savings continue to grow over time. This plan offers potentially high returns through cash dividends and a steady source of guaranteed future income.
 
Key Features:

• Whole Life protection
• Level premiums payable for 20 years only
• Annual dividends and guaranteed cash payments
• Coverage against Death and against Total & Permanent Disability
• A selection of optional riders to complement your coverage   

Please contact us for further information.

MaxShield Retirement

MaxShield Retirement is a regular premium investment-linked insurance plan that provides flexible retirement savings. It offers greater financial expectations to maximize your retirement savings besides providing you peace of mind with insurance protection. 

Key Features:

·          Investment returns directly linked to performance of investment-linked  funds, which are managed by professional fund managers

·          Flexible combination of 7 investment-linked funds

·          Flexibility to adjust premium and face amount according to affordability and needs

·          Coverage against Death and against Total & Permanent Disability. On claim, the higher of total Face Amount or account value is payable

·          Loyalty Reward* of 2% allocation will be payable on the fourth (4^th), sixth(6^th), eighth (8^th), tenth (10^th) and twelfth (12^th) annual paid premium.

·          Minimum investment of RM100 per month, with option to increase your investment via top-up

·          A selection of optional riders to complement your coverage 

* subject to terms and conditions

Please contact us for further information.

Click here to view brochure.