Income Protection
Life is ever changing. The unexpected may happen beyond your control, and you may be caught unprepared. Imagine what could happen to your family when you are unable to be the breadwinner anymore due to injury or illness or worse, your untimely death.
Your family's current lifestyle may be affected, lifetime savings wiped out or even left homeless. But you can avoid the above. Our following plans can help secure your protection:
Income Protection Plans:
Competitive Whole Life
Competitive Whole Life provides life-time insurance protection at the lowest premium.
Key Features:
- Whole Life protection
- Level premiums payable throughout the lifetime of the insured
- Coverage against Death and Total & Permanent Disability
- A selection of optional riders to complement your coverage
Please contact us for further information.
Whole Life Special
Whole Life Special provides life-time insurance protection with guaranteed income every 3 years.
Key Features:
- Whole Life protection
Guaranteed income every 3 years
- 5% of Face Amount at the end of year 3, 6, 9 and 12
- 10% of Face Amount at the end of year 15, 18, 21,…onwards
- Level premiums payable throughout the lifetime of the insured
- Coverage against Death and Total & Permanent Disability
- A selection of optional riders to complement your coverage
Please contact us for further information.
ManuTerm
ManuTerm plan provides life insurance protection for a stipulated number of years at the lowest outlay. It can be purchased as a supplement to your existing policy.
Key Features:
- Protection for the entire duration of the plan
- Convertible, during the term of the policy and before age 65, to any permanent plan without further evidence of insurability
- Level premiums payable throughout the lifetime of the insured
- Coverage against Death and Total & Permanent Disability
- A selection of optional riders to complement your coverage
Please contact us for further information.
PA Protect and PA Protect Plus
PA Protect is a plan specially designed to provide valuable insurance coverage against death, total and permanent disability and injuries resulting from accidents at an affordable premiums.
PA Protect Plus is an enhanced plan of PA Protect that comes with additional PA Indemnity benefit.
Key Features:
- Coverage against natural and accidental death and TPD
- Accidental and Dismemberment benefits
- Indemnity benefits eg weekly indemnity enefits and medical benefits
- High accidental coverage ie 5 times the face amount of PA Protect /PA Protect Plus
Please contact us for further information.
| To complete your coverage, you may attach the following optional riders to your plan: |
| • Critical Illness Riders |
| • Income Riders |
| • Hospitalisation Benefit Riders |
| • Accidental Riders |
| |
| Click here for more info on the above riders. | | |