How to Invest with us
How to Invest :
Investors are advised to read and understand the Fund’s Prospectus which has been registered with the Securities Commission who takes no responsibility for its contents before investing with us. Fund prospectus can be obtained from the Manager’s office, website or any of our authorised Unit Trusts Consultants. You can open an account with us, by simply completing the following Forms:
For first time Applicants, you are required to attach the following documents :
Individual Investor
- Certified true copy/verified copy of NRIC or passport for foreign investor.
- For second holder age 12 and below, a certified true copy/verified copy of the Birth Certificate
Corporate Investor
- a certified true copy of Certificate of Incorporation/Business Registration/Licence (Form 8 or Form 9);
- a certified true copy of Form 24 & 49;
- a certified true copy of the Memorandum and Articles of Association or Constitution or By Laws
- a certified true copy of the directors’ resolution approving the investment in the Fund together with a list of authorised personnel and their specimen signatures to effect any instructions or transactions in respect of the Fund.
Purchase of Units
The minimum investment for the Fund is RM1,000 and the minimum additional investment is RM100.
Payment for investment may be made to the Manager’s registered office or any of its Regional Support Centres, or to any of its Approved Distributors.
Investment payment should be made payable to “Manulife Unit Trusts Berhad - Sales Collection A/C", bearing account no. 5143 2933 8410” in Ringgit Malaysia at any Malayan Bank Berhad branches.
Purchase of units will be based on the Manager’s NAV per unit on the same Business Day provided that the Master Application Form and complete documentations are received by the Manager before 3.00 p.m. on a Business Day at the Manager’s registered office or any of its Regional Support Centres. The Purchase/Switch Form will be processed at the close of the Business Day.
If the Master Application Form and complete documentations are received by the Manager after 3.00 p.m. or on a non-Business Day at the Manager’s registered office or any of its Regional Support Centres, the Master Application Form will be processed on the next Business Day and the units will be based on the Manager’s NAV per unit on the next Business Day.
For purchase transaction made via the Institutional Unit Trust Advisors (IUTAs), the transaction is subject to the terms and conditions of the respective IUTAs.
Statement
A computer-generated Statement will be issued to the unit holder within a reasonable time as a record of each and every payment or transaction made.
Repurchase of Units
To sell the units, investor is required to complete the Redemption/Cooling-Off Withdrawal Form.
The minimum number of units to be redeemed is 500 units. For partial redemption, unit holder is required to retain a minimum of 500 units.
Any redemption request received by the Manager before 3.00 p.m. on a Business Day at the Manager’s registered office or any of its Regional Support Centres will be processed based on the NAV per unit calculated on the same Business Day.
If the Redemption/Cooling-Off Withdrawal Form and complete documentation are received by the Manager after 3.00 p.m. or on a non-Business Day at the Manager’s registered office or any of its Regional Support Centres, the Redemption/Cooling-Off Withdrawal Form will be processed on the next Business Day and the units will be based on the Manager’s NAV per unit at the end of the next Business Day.
For redemption transaction made via the IUTAs, the transaction is subject to the terms and conditions of the respective IUTAs.
Cooling-Off Period
The cooling-off period is only applicable to any person investing for the first time in any unit trust funds managed by us and excludes corporations/institutions, staff of the Manager and persons dealing in unit trust of the Manager.
Unit holders have the right, within six (6) Business Days from the day of the receipt by the Manager of their Purchase/Switch Form, to call for a withdrawal of their investments.
The total amount of the money initially invested i.e.:
(a) the NAV per Unit on the day the units were first purchased, and
(b) the Sales Charge per Unit originally imposed on the day the units were purchased;
will be refunded to the unit holder within 10 days from the receipt of the Redemption/Cooling-Off Withdrawal Form by the Manager.
Withdrawal proceeds will only be paid to the unit holders once the Manager has received cleared funds for the original investment. For Unit Holders who pay by cheque, the refund will be made upon clearance of the said cheque.
Switching of Units
Investor may switch all or part of the units held between the Fund(s) and all other Funds(s) managed by the Manager by completing the Purchase/Switch Form.
The minimum amount to switch is 1,000 units provided the amount in Ringgit Malaysia meets the minimum investment amount of the targeted Funds.
For partial switching, the unit holder is required to retain a minimum of 500 units.
Any switching request received by the Manager before 3.00 p.m. on a Business Day at the Manager’s registered office or any of its Regional Support Centres will be processed based on the NAV per unit calculated on the same Business Day.
If the Purchase/Switch Form and complete documentation are received by the Manager after 3.00 p.m. or on a non-Business Day at the Manager’s registered office or any of its Regional Support Centres, the Purchase/Switch Form will be processed on the next Business Day and the Units will be based on the Manager’s NAV per Unit on the next Business Day.
For switching transaction made via the IUTAs, the transaction is subject to the terms and conditions of the respective IUTAs.
Transfer of Units
Investors are allowed to transfer all or part of their Units to another person, subject to the conditions as stipulated in the Deed, by completing a Transfer Form and signed by both parties (transferor and transferee).
The minimum number of units to be transferred is 500 units. For partial transfer, unit holder is requires to retain a minimum of 500 units.
A Transfer Fee of not more than RM5.00 may be charged for each transfer request.
For a transfer request made via the IUTAs, the transaction is subject to the terms and conditions of the respective IUTAs.
SmartSaver
Now you can invest in our funds through the SmartSaver plan. SmartSaver is a monthly regular savings plan (RSP) that enables the investor to invest a fixed amount of money into a particular fund / fixed group of funds on a regular basis.
It uses the strategy of dollar cost averaging to avoid timing the market and reducing the risk of investing a large amount of sum in a single investment at the wrong time. By investing regularly, more units are bought when prices are low and less units when the prices are high. As a consequence, in rising or fluctuating markets, the average cost for all the units can be lower than the average price during the same period.
Please click here for further details.