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About Us


Manulife Insurance Berhad is a wholly-owned subsidiary of Manulife Holdings Berhad, a member of Canada-based Manulife Financial Corporation. Manulife Insurance core business is the provision of individual life insurance products to meet the financial and protection needs of Malaysians.


Currently, Manulife Insurance fulfills the needs of more than 290,000 policyholders, served by a dedicated agency force of approximately 2,000 agents and supported by a network of 9 Regional Support Centres, with over 80 agency offices strategically located throughout Peninsular Malaysia and East Malaysia.

 

Manulife offers an innovative range of financial products to meet different customer needs. Our innovative range of financial protection and wealth management products and services are available through the Manulife Agency force, selected financial services organizations as well as financial advisor practices. The product portfolio covers a broad range of needs, which include:

  • Life Protection
  • Retirement Planning
  • Education Planning
  • Savings & Investment
  • Health & Medical
  • Income Protection

Manulife is among the highest rated life insurance companies in the industry for financial strength.

 

Currently, the Chief Executive Officer is Mr George Chew.

 

 

Manulife Insurance Berhad Participating Policyholders’ Dividend Policy

 

 

The Board of Directors has established a Participating Policyholders’ Dividend Policy pursuant to the Insurance Act 1996 (Act 553) that is applicable to all the participating policies of Manulife Insurance Berhad. On an annual basis the Board of Directors reviews and approves the amount of retained surplus to be distributed and the basis of allocating dividends to participating policyholders, based on the recommendations of the Appointed Actuary. Participating policies are grouped into classes with common experience related to such factors as mortality, investment returns, expenses, tax and persistency. The dividend distribution process followed by the Company recognizes the relative contribution to retained surplus made by each policy class in order to achieve reasonable equity between classes and generations of participating policies. Any material deviations in experience gains / losses will be passed through to policyholders within a period not exceeding five years.

 

The Board of Directors will not declare a dividend on any participating policies unless the Appointed Actuary confirms that such dividend is in accordance with this dividend policy and consistent with the relevant regulations and guidelines issued by the Bank Negara Malaysia.