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Riders

We offer the following riders to complement your basic coverage.

 Traditional 

Critical Illness Riders

  • Critical Illness Rider
    Advance the basic plan's face amount upon Insured's diagnosis of a covered critical illness

Income Riders

  • CI Income Rider
    Receive a regular annual income benefit to assist in paying future insurance premium upon Insured's diagnosis of a covered critical illness
  • Payor Plus Income Rider
    Receive a regular annual income benefit to assist in paying future insurance premium upon Payor's death or total and permanent disability or diagnosis of a covered critical illness

Hospitalisation Benefit Riders

  • Hospitalisation Benefit Rider
    Daily benefit for each day of confinement in a hospital
  • ManuMedic+ Rider
    Enhanced your medical safety net with a higher claimable amount (Note: ManuMedic+ is attachable only to ManuMedic plan)                                                                                                                                                                                                  

Accidental Riders

  • Accident Indemnity Rider
    Comprehensive insurance coverage for death, injuries, hospitalisation or surgeries resulting from accident prior to age 65 provided such loss occurs within 180 days from the accident
  • Accidental Death & Dismemberment Rider
    Comprehensive insurance coverage for death or injuries resulting from accident prior to age 65 provided such loss occurs within 180 days from the accident
  • Accidental Death Rider
    Insurance coverage for death resulting from accident prior to age 65 provided such death occurs within 180 days from the accident

 

 Investment-linked 

Critical Illness Riders

  • Accelerated CI
    Advance the basic plan's face amount upon Insured's diagnosis of a covered critical illness
  • Accelerated CI with IPB
    • Advance the basic plan's face amount upon Insured's diagnosis of a covered critical illness
    • CI coverage wll be auto-increased by 5% of the original Face Amount at inception every year at Policy Anniversary up to a maximum of 200% of the original Face Amount at 21st policy year
  • Additional CI
    Pays 100% of its Face Amount, in one lump sum, upon Insured's diagnosis of a covered critical illness
  • Manulife Cover-Me-Again
    Manulife Cover-Me-Again, the first-of-its-kind standalone critical illness plan in Malaysia which covers the same critical illness event twice*.
    *Terms and Conditions apply
  • Manulife Care-For-Lady and Manulife Care-For-Mum
    Manulife Care-For-Lady and Manulife Care-For-Mum are comprehensive protection riders designed to provide greater protection in facing female health issues such as breast and cervical cancer, diabetic complication benefit, recovery benefit , pregnancy complication benefit and infant care benefit.
     

    Terms and conditions apply.

Income Riders

  • CI Incomelink Benefit
    Receive a regular annual income benefit to assist in paying future insurance premium upon Insured's diagnosis of a covered critical illness
  • Payor Incomelink Benefit
    Receive a regular annual income benefit to assist in paying future insurance premium upon Payor's death or total and permanent disability or diagnosis of a covered critical illness
  • Spouse Incomelink Benefit
    Receive a regular annual income benefit to assist in paying future insurance premium upon Spouse's death or total and permanent disability or diagnosis of a covered critical illness
  • CI Income Plus Benefit
    Pays annual income in the event of diagnosis of early to severe stages of covered critical illnesses

Hospitalisation Benefit Riders

  • Hospitalisation Benefit
    Daily benefit for each day of confinement in a hospital
  • ManuMedic Link
    Reimbursement of eligible hospitalisation expenses
  • ManuMedic Link+
    Enhanced your medical safety net with a higher claimable amount (Note: ManuMedic Link+ is attachable only to ManuMedic Link plan)

Accidental Riders

  • Accident Indemnity Benefit
    Comprehensive insurance coverage for death, injuries, hospitalisation or surgeries resulting from accident prior to age 65 provided such loss occurs within 180 days from the accident
  • Accidental Death & Dismemberment Benefit
    Comprehensive insurance coverage for death or injuries resulting from accident prior to age 65 provided such loss occurs within 180 days from the accident

 

Questions? Let us help you!